Prompt 56

Cash flow planning

Cash-flow planning shows what your balance may look like after each paycheck, bill, subscription, planned expense, transfer, and goal contribution.

Projected balance

Each upcoming item changes the balance, making low points visible before they happen.

Low-balance warnings should appear when bills and events cluster before income arrives.

Users should be able to add planned items, adjust dates, and compare outcomes.

A monthly total can hide the timing problem. Cash-flow planning reveals whether the money arrives before or after the expense.